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BigTree108

Insurance software development services

Insurance software development for insurers, managing general agents, brokers and insurtech companies: quote and bind, rating and underwriting, policy administration, claims, broker and customer portals, embedded insurance APIs and integrations with Guidewire, Duck Creek and Majesco, for property and casualty, life and health lines, with dedicated insurance software developers for your team or a project delivered end to end.

What we build for insurance

  • Quote and bind

    Rating engines, underwriting rules and quote journeys for customers, brokers and partners, with rates and rules versioned so a policy can be re-rated exactly as it was sold.

  • Policy administration

    Issue, endorsements, renewals, cancellations and billing, in your own platform or around Guidewire PolicyCenter, Duck Creek or Majesco.

  • Claims

    First notice of loss on web, app and phone, triage rules, document and photo intake with AI extraction, adjuster workflows, payments and fraud indicators.

  • Broker and customer portals

    Portals where brokers quote, bind and service their book and customers see policies, documents and claims, with ACORD data standards where partners use them.

  • Embedded insurance

    APIs and widgets that sell cover inside a partner’s checkout, booking or loan journey, with pricing, policy issue and commission settled per partner.

  • Insurance data and reporting

    Bordereaux for delegated authority, loss ratios, reserving inputs and regulatory reports from a data platform fed by every system rather than by hand.

Hire insurance software developers

  • Dedicated insurance software developers

    Insurance software developers who join your team full time, work in your tools and process, and report to your lead. You interview them; we carry the Ukrainian contract, payroll, invoicing and leave.

  • Insurance software development projects

    A defined piece of insurance software development with a scope, a fixed plan and a named lead on our side who owns the result and reports progress in your channels.

  • Ongoing insurance software development

    Insurance software development as a continuing service: the same people every month, a backlog you prioritise, and hours you can see in our portal and on the invoice.

The dedicated team page explains how specialists join your team, and the outsourcing page covers project delivery, take-overs and how we charge.

Who works on your insurance software development

  • Backend engineers

    .NET and Java services for rating, policy and claims

  • Guidewire and Duck Creek developers

    Configuration and integration of the platform

  • Front-end engineers

    Quote journeys and broker and customer portals

  • Business analysts

    Products, rating rules and claims processes

  • QA engineers

    Rating, policy lifecycle and regression tests

Products that change without code changes

Insurance products change more often than the systems behind them, so rates, rules and forms are kept as versioned data that product teams change and test, and the code carries the policy lifecycle rather than every product.

Personal and health data in quotes and claims is kept to what each step needs, encrypted, and visible only to the roles that handle it, with the audit trail, retention rules and data subject requests that GDPR and your regulator ask for.

Other industries we build for

Industries overview

Questions about insurance software development

Do you work on Guidewire and Duck Creek?

Yes. Specialists in Guidewire PolicyCenter, ClaimCenter and BillingCenter and in Duck Creek join the programme for configuration and integration, and our own engineers build the portals, integrations and data around the platform.

Can AI help with claims?

Yes, with a person deciding. AI reads claim forms, invoices and photos into structured data, summarises the file for the adjuster and flags indicators for the fraud team, and every suggestion is logged with what it was based on.

How quickly can insurance software developers start?

When the right insurance software developer is available, the start is gated only by your interview and the NDA and IP assignment. Otherwise we run a search, which typically produces candidate profiles within two to three weeks, and nobody starts until you have said yes.

How do we hire insurance software developers through BigTree108?

Tell us the work, the seniority and the hours you need. We propose one or two people with their profiles, you interview them the way you would interview your own hire, and you sign one agreement with BIG TREE 108 LLC and receive one invoice a month.

Who owns the work they produce?

You do. Every specialist has a signed contract with BigTree108 that assigns all work product to the company, and our agreement with you assigns it onward. Code, designs and documents are delivered into your own repositories and tools, not kept where only we can change them.

Building insurance software?

Tell us the lines of business, the platforms you run and the work. You get an answer within one business day: candidate profiles or a plan for the work.

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